Budget-Friendly 4WD Tractors with Loaders: New Models and Bank-Repo Deals
Shopping for a 4WD tractor with a front-end loader? In 2025, options range from compact new models to bank-repo deals—ideal for small farms or property upkeep. Research specs and seller reputation to ensure quality.
Top 4WD Tractors with Loaders
1.Bobcat CT1025 Sub-Compact
• 25 HP, hydrostatic drive, 46″ width, rear/mid-PTO. • Priced around $16,900. • Ideal for homeowners needing a versatile, maneuverable tractor.
2.Mahindra 1120 with Loader/Backhoe
• About 20 HP, hydrostatic transmission, ROPS, front loader + backhoe. • Around $21,800. • Suited for digging and light construction on small acreage.
3.Kubota BX23 + LA211 Loader
• Approximately 23 HP, loader included for about $1,000 (verify if loader-only price). • Great for existing BX23 owners adding a loader.
Bank-Repos for Savings
Check sites like IronPlanet or GovPlanet for repossessed tractors. You can find 4WD loaders at discounts, but always inspect equipment, request maintenance records, and verify liens before buying.
Ownership Costs
• Insurance: $250–$400 annually
• Fuel: $200–$300 per year
• Maintenance: $200–$500 (DIY); higher if using pro service
• Storage: $50–$150 per month
Conclusion
Whether buying new or bank-repo, factor in total costs and inspect carefully. With research and budgeting, you can secure an affordable 4WD tractor with a loader that fits your needs.